SECURED LOANS - Rates from 2.9% variable. We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Representative 8.6% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 5.14% (variable) you would make 120 payments of £122.71 per month. The total amount repayable will be £14725.20 (This includes a lender fee of £495 and a broker fee of £1000 which have been added to the loan.) The overall cost for comparison is 8.6% APRC representative. Maximum APR 65.2%.
We gather some basic information about you and your requested loan using our quick online form above.
Our processing engine uses your details to perform a soft search+ which matches you to a broker or lender.
We will show you rates and terms for this specific loan along with the monthly repayments.
The most common uses of a Secured Loan are consolidating debts, home improvements or to pay major costs, such as a wedding or holiday. You can use a secured loan for almost any purpose.
You can borrow from £5,000 to £500,000 subject to status. The amount you can actually borrow will be dependent on factors including what you can afford and the amount of equity you have in your property.
From receiving your enquiry, we will contact you to assess in detail your requirements. This will include a breakdown of your income and expenditure to ensure the loan is affordable.
You may repay the outstanding balance early. If there are any early repayment charges, these will be highlighted in the documentation provided.
A soft search will generally be carried out initially upon enquiry which doesn't affect your credit score. You will be able to see this search on your credit report, but it won’t be visible to other lenders. A full credit search will be performed when you sign the relevant paperwork/ application forms.
To apply for a secured loan, you need to be a homeowner with a mortgage and has equity in your property that meets individual lenders criteria.. If you have a jointly owned home, you must apply for the secured loan jointly with that other person.
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Registered Address: Engaged Solutions Marketing PC, PO Box 264, Grenville St, St. Helier, Jersey, JE4 8TQ.
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¹Subject to individual circumstances, credit history and loan amount.
+Lenders will carry out a soft search to generate quotes. If you go ahead with the loan a credit search will be carried out. A soft search will not affect your credit score and will not be seen by other lenders or companies in the future.
*Based on customers who have consolidated their debt over the last 6 months.
Disclaimer: TrustedHomeLoans.co.uk is an independent loan comparison website created to help users find the best possible loan quote for their circumstances. We work with Financial Conduct Authority authorised brokers who search and compare loan products. Our service is 100% free to use and you are under no obligation to accept any of the quotes you receive. Loans subject to status and secured on residential property by way of a second charge. A broker fee of up to 15% may apply. Minimum age 18 years.