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Start Your Search For A Debt Consolidation Loan Now

Rates from 2.9%*

Rates updated: 16 April 2021


Debt Consolidation
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We Compare 100's of Homeowner Loans

including those from the lenders below:

No matter where you are in the UK, we can help!

We work with highly experienced partners that are able to look any individual circumstances.

We gather some basic information about you using our quick online form

Our processing engine uses your details to perform a soft search*, this will match a broker or lender for your circumstances

We will show you rates for this specific loan along with the monthly repayments. This will not affect your credit score.

Our Commitment To You

There are no upfront fees, you are under no obligation and our service will not affect your credit rating.

Fast, Free and Flexible

Our service can help whether you are employed or self-employed and the loans we source can be used for almost any purpose, including debt consolidation and home improvements.

Secure and Confidential

We promise that your details are safe and secure with us and that your data is held in accordance with the Data Protection Act of 2018.

Our Partners

Our Partners offer an extensive lending panel for both secured and unsecured loans. With hundreds of different loan options available.

Frequently asked questions


What is a debt consolidation loan?+

A debt consolidation loan allows you to take all your outstanding debts and combine them all into a single, manageable loan. Many people opt for this as the interest rates tend to be lower than your existing debts.

How much can I consolidate?+

The amount you can consolidate will vary from lender to lender, as this will depend on your personal circumstances as well as their lending criteria.

What are the benefits of a debt consolidation loan+

One Monthly Payment

The biggest benefits of a debt consolidation loan are consolidating your debts into one monthly payment. This makes your outgoings much easier to manage and keep track of. These payments often have a lower interest rate.

Stress Reduction

Debt and financial issues are one of the main causes of stress in the UK. Money worries distract us from focusing on the important things in life such as family, our careers and our homes. A debt consolidation loan can significantly reduce your stress, knowing your finances are managed efficiently.

Stop Creditors from Calling You

You will no longer have to worry about collection calls. Once you run up a large sum of debt which you struggle to repay, your account may be passed to a collection agency who will continue to call you on a daily basis, this can be stressful and annoying. A debt consolidation loan will allow you to pay the outstanding debts and stop the calls.

Rebuild Credit Score

If you constantly make late repayments on your debts, this will hurt your credit score. Once you obtain a debt consolidation loan, the one loan payment will be much easier to make on time. Over time your credit score will improve and getting you back in a financially stable place.

Any other things to Consider?+

• Paying off your unsecured debts may incur redemption fees.

• A secured loan allows you to pay a reduced monthly amount, but the total repayment time will be longer. By securing short term loans and other debts against your home, you can significantly reduce the overall monthly outgoings and ease the immediate financial burden, however the total amount of interest paid over the term of the secured loan could be more than if you continue with your existing arrangements.

• You lose the benefits of a secured loan if you start building up unsecured debts again.

• These types of loans may not be suitable for everyone, for example, if your job is seasonal or erratic, you need to make sure you have a stable monthly income. There may be more suitable options available to you, depending on your circumstances, such as other forms of finance or negotiating arrangements with your current creditors.

• Seek advice before you make any decision on how to manage your debts.

• Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

SECURED LOANS - Rates from 2.9% variable. We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Representative 8.6% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 5.14% (variable) you would make 120 payments of £122.71 per month. The total amount repayable will be £14725.20 (This includes a lender fee of £495 and a broker fee of £1000 which have been added to the loan.) The overall cost for comparison is 8.6% APRC representative. Maximum APR 65.2%.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

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