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Rates from 2.9%*

Rates updated: 8 July 2020

Homeowner Loans
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We Compare 100's of Homeowner Loans

including those from the lenders below:

No matter where you are in the UK, we can help!

We work with highly experienced partners that are able to look any individual circumstances.

We gather some basic information about you using our quick online form

Our processing engine uses your details to perform a soft search*, this will match a broker or lender for your circumstances

We will show you rates for this specific loan along with the monthly repayments. This will not affect your credit score.

Frequently Asked Questions

A secured loan (which may also be called a ‘second mortgage’ or ‘second charge’) is a loan that is only available to homeowners or people with a mortgage.

In order to lend money, secured loan providers require security. This means that secured loans may allow you to borrow larger amounts of money and spread the payments over a longer period of time than an unsecured loan.

You still own your property when taking out a secured loan, but your home may be at risk if you can’t keep up with repayments, so you should always think carefully before borrowing from any lender and make sure you can keep up repayments to avoid financial trouble.

Who Can Apply For A Secured Loan?

To apply for a secured loan (or home loan), you need to be a homeowner with enough equity in your property to meet the lenders criteria. If you have a jointly owned home, you must apply for the secured loan jointly with that other person.

How long can I borrow for?

The length of time over which you can make repayments will also vary from lender to lender. Usually you will be in control of this and your repayment amounts will adjust accordingly. Our panel of lenders offer flexible repayment terms from 1 year to 40 years.

Is my information safe?

We take your privacy and the security of your information very seriously; any information shared is kept safely and securely. We will need to share your information with our panel of lenders in order to make sure you are offered an accurate quote.

Does requesting a quote from TrustedHomeLoans affect my credit score?

No, we will not perform any credit searches and therefore will have no effect on your credit score.

Our Commitment To You

There are no upfront fees, you are under no obligation and our service will not affect your credit rating.

Fast, Free and Flexible

Our service can help whether you are employed or self-employed and the loans we source can be used for almost any purpose, including debt consolidation and home improvements.

Secure and Confidential

We promise that your details are safe and secure with us and that your data is held in accordance with the Data Protection Act of 2018.

Our Partners

Our Partners offer an extensive lending panel for both secured and unsecured loans. With hundreds of different loan options available.

SECURED LOANS - Rates from 2.9% variable. We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Representative 8.6% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 5.14% (variable) you would make 120 payments of £122.71 per month. The total amount repayable will be £14725.20 (This includes a lender fee of £495 and a broker fee of £1000 which have been added to the loan.) The overall cost for comparison is 8.6% APRC representative. Maximum APR 65.2%.